And so I did Time Value of Money.. and.. Nothing else. When can I stop procrastinating and get into serious mode for studying? *sigh* I promised myself that I'll do at least 4 hours of serious work today!!! Seriously, what's new? It NEVER EVER goes as planned.

I can never concentrate.. till I'm left with 3 or 4 days before the actual exam. What's wrong with me. Why can't I seem to be able to study earlier, be more prepared so that I can for once, reach that goal of at least having an AD for my entire polytechnic education. All I want is just 1 AD. Is that so difficult to achieve? ARGH!!

Anyway, gonna play habbo later with Pudding & MM! Feel free to join us. =D
Shall aim to finish up Cost of Capital later too since it's a short chapter. ^-^